Making informed and timely decisions is critical to customers and that is why The Equity’s Finance department is here to help. We offer a full range of finance products to fit the needs of our consumers from agricultural to commercial and residential. Programs include monthly line of credit, GoFlex Financing for agricultural and fuel purchases, Level Payment Plan for home heating, and prepaid and fixed price energy contracts. In addition to our finance programs, The Equity offers several convenient pay options, including the traditional cash or check, as well as monthly automatic debit (ACH), e-check through My Farm Records, and VISA, Mastercard and Discover credit cards*. The Equity offers customers the flexibility to make payments online at their convenience through our My Farm Records account portal, The Effingham Hardware Do It Center or Corporate office and any one of our 16 Illinois locations.